Mortgage Series, Part 4: USDA Loan

This next round of mortgage information focuses on the USDA Loan, a type of home financing that is becoming increasingly popular in our rural areas around the country. The U.S. Department of Agriculture is responsible for the guidelines and guarantees of this loan through their Rural Development Mission. Since 2009, this program has helped more […]

Mortgage Series, Part 3: VA Loan

Welcome back to my next installment in the Mortgage Series! This post is focused on the VA Loan, which is an excellent option for those who qualify. The VA (Veterans Administration) Loan has been around since 1944 for members of the United States Military, originally passed by Congress as part of the G.I. Bill to […]

Mortgages Series, Part 2: FHA Loans

Our last discussion centered around privately held mortgage lending, which is probably what most people think of when they begin thinking about financing a new home. However, once borrowers meet with their trusted loan officer (ask family, friends, or your realtor for local recommendations) they often realize there are other lending options that might be […]

The Mortgage Series, Part 1: Conventional Loans

Becoming a homeowner is one of the most exciting, rewarding, and overwhelming processes we work through as adults. We spend hours looking through listings until we come across the one, the house that makes us feel like we have come home. I get it. I’ve been through the home buying process myself, and I have […]